Legal

SMS Terms and Conditions

Last updated September 4, 2026. These terms apply to text messages from Omar Mohamed Agency (OAM Agency).

Program

By opting in to receive SMS messages from Omar Mohamed Agency (OAM Agency), you agree to receive text messages related to customer service and marketing or promotional messages, including appointment reminders, policy updates, and quotes. The sender name on every text is Omar Mohamed Agency.

How to opt in

You may opt in on the contact form at https://oamfinancial.com/contact.html by providing your mobile number and checking the optional SMS consent box. That box is not pre-checked and is not required to submit the form. We only send texts to people who opt in.

Message frequency

Message frequency may vary based on your conversations with the agency (for example after a quote request, appointment, or policy renewal).

Rates

Message and data rates may apply.

Help

Reply HELP for assistance, or contact Omar Mohamed Agency at (612) 485-8838 or omohamed@farmersagent.com.

Opt out

Reply STOP at any time to opt out. You will receive a confirmation message. No further messages will be sent. You can also opt out at https://oamfinancial.com/sms-opt-out.html.

Carriers

Carriers are not liable for any delayed or undelivered messages.

Privacy

Your privacy is important to us. Please review our Privacy Policy: https://oamfinancial.com/privacy.html.

Mobile phone numbers and SMS opt-in information will not be shared with or sold to third parties. We do not share mobile contact information with third parties or affiliates for marketing or promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Consent

By opting in, you confirm you are the account holder or have the account holder’s permission to enroll and receive text messages. Consent is not a condition of purchase. Checking the SMS box is optional and is not required to submit the contact form or to buy insurance.